FINANCE REQUIREMENTS 1. CREDIT SCORE MUST AT LEAST A 650 FICO, OR 680 CREDIT KARMA. 2. NO OPEN AUTO LOANS. 3. MUST BE A TEXAS RESIDENT. IF YOU DO NOT MEET ALL THREE OF THE FOLLOWING REQUIREMENTS LISTED ABOVE, DO NOT FILL OUT THE CREDIT APPLICATION. Please allow 24-48 hours after submitting the online application for us to get back to you. Please email the following to after you are preapproved. 1. Proof of Texas residence. 2. Last two check stubs and bank statements. 3. Texas drivers license.

Need Help ?

Any questions about our inventory? We're here to help.

Text us
Start texting with us !
invalid phone number
160/160 characters remaining. By clicking "Send Message", I am consenting to receive text messages and calls only if I opted-in from Royal Direct Auto to the phone number I provided. I understand that these text messages may be automated. This consent is not required as a condition of purchase. Standard message and data rates may apply. Please enter your question

Terms and Conditions

I agree to receive text messages from Royal Direct Auto representatives and understand that no consent to texting is required for purchase of products or services.

Text sent to Royal Direct Auto
We will answer you shortly.

At Royal Direct Auto, we are here to make purchasing your vehicle as easy as possible. We partnered with some of the leading financing institutions to make it happen.

Please, apply directly with the following institutions.

Of course, if you need further help, do not hesitate to contact us and we will do everything we can to get you approved.